Cash on Delivery (COD) still dominates the Pakistani e-commerce market, but online payments are rapidly growing. If you want to scale your online store, you must offer seamless digital payment options.
Here are the top payment gateways in Pakistan for 2026:
1. Safepay
Safepay is one of the best choices for developers and merchants. It offers seamless integration with WooCommerce and Shopify, accepting credit/debit cards with high security and excellent customer support.
2. JazzCash & EasyPaisa
For the masses, JazzCash and EasyPaisa are essential. Not everyone has a Visa or Mastercard. Integrating mobile wallets ensures you don't lose customers who prefer mobile banking.
3. PayFast
PayFast allows customers to pay via bank accounts, mobile wallets, and debit/credit cards. It is highly secure and authorized by the State Bank of Pakistan.
4. NIFT ePay
NIFT ePay is an excellent option for direct bank transfers. It allows customers to pay directly from their bank accounts without needing a debit card.
Need help integrating these gateways into your website? Luma Softs specializes in secure e-commerce development.
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